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Getting your kids to college may seem an overwhelming task, but don't let that push you into inaction. And most importantly, remember that you don't have to go it alone.
Spending a few minutes each day managing your finances—and thinking about ways to make college "cost effective"—goes a long way toward achieving your college goals for your kids.
Unlike college, there are no scholarships or loans for financing your later years, and failing to plan well for them could ultimately leave you with a savings shortfall or dependent on your children for financial support.