A scholarship is a type of financial aid award that a student is not expected to pay back. Contrary to popular belief, a student does not have to have straight A’s, be a star athlete, or demonstrate exceptional musical or artistic talent to qualify for a scholarship. In fact, scholarships can be awarded based on a number of reasons, including a student’s:

•    State of residence

•    High school or school district

•    Ethnicity or race

•    Gender

•    Financial need

•    Religious affiliation

•    Community service

•    Military participation

•    Parent’s place of employment

•    Unions

•    Disability

•    Academic performance

•    Academic subject being studied

•    Talent: athletic, artistic, musical

•    Contest driven-creative skills, essays
 

Many people tend to think of scholarships and grants as the same thing. However, grants are generally awarded based on a student’s financial need and scholarships make a broader assessment of eligibility based on a student’s merit, financial need, or relationship with a certain group or organization.

Additionally, the popular perception of a scholarship is that it will cover all of a student’s college costs. In reality, the “full ride” actually happens only in rare instances. So if you are counting on the student getting a scholarship, remember that you may still need to pursue additional methods of college funding. This could include a mix of savings, loans, grants, and other scholarships.

For a list of scholarship resources and search databases, make sure you check out our Resources page.

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Jean Chatzky


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